Welcome to SAT Home Loan
Finance That Starts with Your Future, Not Just Your Loan
How can we help you today?
Rated 5 from 63 Reviews
Welcome to SAT Home Loan
Rated 5 from 63 Reviews
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Mohit Mittal
Absolutely outstanding service from Steven. He helped me refinance my home loan with a higher property valuation with one of the big 4 banks, making the whole process smooth and stress‑free. From the outset, Steven took the time to understand my goals and clearly explained each step, which gave me a lot of confidence in the decisions we were making. His professionalism, responsiveness and willingness to answer any question really stood out, and I would gladly work with him again and highly recommend him to family and friends.
JH
Jett Hele
I’m not sure where to even begin with SAT. I have been recommended to Steven by a good friend to purchase my first property and it has been the best recommendation I’ve ever come across. ...
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chau vo
Ash and Steven always go above and beyond and have helped us secure multiple investment properties. They’re easy to talk to, they both care a lot about their work (and they have a deep understanding of all the ins and outs), and have helped ...
At SAT Home Loan, we specialise in helping Australians buy their first home, grow investment portfolios, or refinance with clarity and confidence. As a family-owned mortgage broking firm based in Parramatta, we take a personalised, long-term approach, treating every client like family and tailoring advice to your goals.
With over 25 years of combined experience in mortgage broking and financial planning, our directors Steven and Ashleigh Ton bring deep expertise and a genuine care for your financial future. We believe the right loan starts with the right plan, so we take the time to understand your full picture before recommending any solutions.
Backed by access to over 45 lenders including the big four, specialist lenders, and broker‑only products, we handle the legwork and negotiation for you. From pre-approval through to post-settlement reviews, we offer clear advice, proactive support, and holistic strategies that move you closer to your long-term financial goals.
BOOK A MEETINGOf course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.
We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.
Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.
We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
All of our Mortgage Brokers are accredited and members of the Finance Brokers Association of Australasia. They are extremely professional and provide exceptional service across a range of lending options.
SAT Home Loan Pty Ltd ABN: 68 646 473 243. Credit Representative #406309 is authorised under Australian Credit License #389328.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
SAT Home Loan Pty Ltd acknowledges the Dharug people who are the traditional custodians of the land of Parramatta. SAT pays respect to the elders past and present of the Dharug nation and extends that respect to other Aboriginal people visiting this site.